Kota Raises $14.5M and Secures EU Insurance Licence

Article hero imageImage credit: Kota

Kota has successfully raised a $14.5 million Series A led by Eurazeo, bringing total funding to over $22 million. Existing investors — EQT Ventures, Northzone, and Frontline Ventures — have doubled down on their commitment, with additional participation from 9Yards and Plug and Play Ventures. This milestone solidifies strong investor confidence in the vision to transform the benefits landscape across Europe and beyond.

In tandem with the funding news, Kota has been granted a licence by the Central Bank of Ireland as an insurance intermediary. This regulatory approval positions Kota as the only insurance benefits platform authorised across both the EEA and the UK. The licence enhances platform control over user experience, enabling a more streamlined and compliant service offering across diverse markets.

The company was founded in 2022 to address inefficiencies in core employee benefits such as pensions and health insurance. These systems were not only outdated but fundamentally broken — difficult for businesses to administer and often undervalued by employees. As stated by Kota: "Benefits were not just inefficient; they are fundamentally broken, outdated and inadequate, posing a real issue to a whole generation."

The traditional benefits system has relied heavily on offline processes and intermediaries, causing fragmentation and significant time drains for HR teams. The European landscape, where 99.8% of companies have fewer than 500 employees and 22% of workers are remote, underscores the urgency for scalable, digital-first infrastructure. Despite employer efforts, benefits remain underutilized due to poor communication and complex onboarding: "Everyone is trying their best, but the system is broken, and the technology is not there to support them."

Kota is setting a new standard in the industry by integrating directly with insurance carriers and embedding its solution into existing HR and payroll ecosystems. By eliminating intermediaries and building real-time, interoperable systems, the platform powers benefits for platforms like Remote and Helios and supports tens of thousands of employees. As the company puts it: "We believe in a future where getting your team covered is simple, real-time and delightful."

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